• A comment on LTV, risk and incentives in mortgage markets 

      Borgersen, Trond-Arne; Greibrokk, Jørund (Arbeidsrapport (Høgskolen i Østfold);2012:4, Working paper, 2012-08-29)
      This paper comments on the increase in LTV ratios experienced in a number of countries in the years preceding the financial crisis. Highlighting the capital structure of housing investments and the excess return to housing ...
    • Are the traditional trade-exchange rate theorems relevant for developing countries facing entry costs in international markets? 

      Borgersen, Trond-Arne (Arbeidsrapport (høgskolen i Østfold), Working paper, 2008-12-01)
      This paper investigates the relevance of traditional trade-exchange rate theo- rem for developing countries facing sunk entry costs in international markets. First the theorems analysing pricing of tradable goods and the ...
    • Are the traditional trade-exchange rate theorems relevant for developing countries facing entry costs in international markets? 

      Borgersen, Trond-Arne (Arbeidsrapport (høgskolen i Østfold), Working paper, 2008-12-01)
      This paper investigates the relevance of traditional trade-exchange rate theo- rem for developing countries facing sunk entry costs in international markets. First the theorems analysing pricing of tradable goods and the ...
    • Balassa-Samuelson: still haven't found what we're looking for? 

      Borgersen, Trond-Arne; King, Roswitha M. (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2009-10-07)
      Despite its strong theoretical position when it comes to explaining inflation in transition economies, the empirical merits of the Balassa-Samuelson (B-S) effect are weak. This paper points to three theory-based contributing ...
    • Balassa-Samuelson: still haven't found what we're looking for? 

      Borgersen, Trond-Arne; King, Roswitha M. (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2009-10-07)
      Despite its strong theoretical position when it comes to explaining inflation in transition economies, the empirical merits of the Balassa-Samuelson (B-S) effect are weak. This paper points to three theory-based contributing ...
    • Boligpriser, formueseffekter og endringer i boliglånsmarkedet 

      Borgersen, Trond-Arne; Greibrokk, Jørund (Arbeidsrapport (Høgskolen i Østfold);2011:4, Working paper, 2011-08-29)
      Denne artikkelen knytter formueseffektene som følger fra økte boligpriser opp mot viktige endringer i det norske boliglånsmarkedet de siste 10 årene. To aspekter belyses: For det første hvordan boligmarkedsklatring gjør ...
    • Boligpriser, formueseffekter og endringer i boliglånsmarkedet 

      Borgersen, Trond-Arne; Greibrokk, Jørund (Arbeidsrapport (Høgskolen i Østfold);2011:4, Working paper, 2011-08-29)
      Denne artikkelen knytter formueseffektene som følger fra økte boligpriser opp mot viktige endringer i det norske boliglånsmarkedet de siste 10 årene. To aspekter belyses: For det første hvordan boligmarkedsklatring gjør ...
    • A comment on mortgage procyclicality 

      Borgersen, Trond-Arne; Robertsen, Karl (Arbeidsrapport (Høgskolen i Østfold);2010:3, Working paper, 2010-09-06)
      This paper comments on mortgage procyclicality. A framework for credit constraints along the lines of Kiyotaki and Moore (1997) illustrates the potential regime shift in the credit risk assessments of mortgagees. Depending ...
    • A comment on mortgage procyclicality 

      Borgersen, Trond-Arne; Robertsen, Karl (Arbeidsrapport (Høgskolen i Østfold);2010:3, Working paper, 2010-09-06)
      This paper comments on mortgage procyclicality. A framework for credit constraints along the lines of Kiyotaki and Moore (1997) illustrates the potential regime shift in the credit risk assessments of mortgagees. Depending ...
    • A comment on the optimal structure of export processing free zones 

      Borgersen, Trond-Arne (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2007-09-10)
      This article comments on the industrial structure of developing countries’ export processing free zones (EPZ). As developing countries are exposed to irrecoverable entry costs in international markets, the relationship ...
    • A comment on the optimal structure of export processing free zones 

      Borgersen, Trond-Arne (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2007-09-10)
      This article comments on the industrial structure of developing countries’ export processing free zones (EPZ). As developing countries are exposed to irrecoverable entry costs in international markets, the relationship ...
    • Equity induced up-trading and the housing market structure: Implications for Price-to-Income (PTI) and macroprudential interventions 

      Borgersen, Trond-Arne (Arbeidsrapport (Høgskolen i Østfold);2012:3, Working paper, 2012-06-27)
      This paper relates the housing market structure and the intensity of equity induced up-trading between market segments to the equilibrium ratio between house prices and household income (PTI-ratio). When fed back into the ...
    • Housing careers, house price dispersion and the housing market multiplier 

      Borgersen, Trond-Arne (Arbeidsrapport (Høgskolen i Østfold);2012:7, Working paper, 2012-10-11)
      Housing markets reflect our housing consumption profile over the life cycle. As we age, marry and have kids, we seek larger dwellings and to a greater extent owner-occupied housing. The up-trading process has two key ...
    • Housing careers, P/R-ratios and rental equivalence 

      Borgersen, Trond-Arne; Sommervoll, Dag einar (Arbeidsrapport (Høgskolen i Østfold);2010:4, Working paper, 2010-11-16)
      This paper analyses price-rent ratios under different housing career structures. A housing market with three segments for owner-occupation and a segment with rental housing is applied while a housing career is characterised ...
    • Housing careers, P/R-ratios and rental equivalence 

      Borgersen, Trond-Arne; Sommervoll, Dag einar (Arbeidsrapport (Høgskolen i Østfold);2010:4, Working paper, 2010-11-16)
      This paper analyses price-rent ratios under different housing career structures. A housing market with three segments for owner-occupation and a segment with rental housing is applied while a housing career is characterised ...
    • Inflation in Latvia: how real is it? 

      Borgersen, Trond-Arne; King, Roswitha M. (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2009-02-16)
      This paper applies and extends the Scandinavian Model of Inflation for analysing determinants of inflation in Latvia. In recent years high inflation has been a persistent problem for advocates of Latvian participation in ...
    • Inflation in Latvia: how real is it? 

      Borgersen, Trond-Arne; King, Roswitha M. (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2009-02-16)
      This paper applies and extends the Scandinavian Model of Inflation for analysing determinants of inflation in Latvia. In recent years high inflation has been a persistent problem for advocates of Latvian participation in ...
    • "Path-dependence"effekter i kredittilbudet 

      Borgersen, Trond-Arne (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2006)
      Artikkelen illustrerer hvordan kredittilbudet kan være gjenstand for ”path-dependence” (hysterese) effekter. ”Path-dependence”-tilnærmingen som benyttes er basert på en systemteoretisk aggregering med basis i magnetismen. ...
    • "Path-dependence"effekter i kredittilbudet 

      Borgersen, Trond-Arne (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2006)
      Artikkelen illustrerer hvordan kredittilbudet kan være gjenstand for ”path-dependence” (hysterese) effekter. ”Path-dependence”-tilnærmingen som benyttes er basert på en systemteoretisk aggregering med basis i magnetismen. ...
    • Påvirker flytting boligprisene? 

      Borgersen, Trond-Arne; Greibrokk, Jørund; Sommervoll, Dag Einar (Arbeidsrapport (Høgskolen i Østfold), Working paper, 2008-06-04)
      Sammendrag:1 Boligprisen bestemmes i et marked som er preget av heterogenitet langs mange dimensjoner; blant annet knyttet til boligtype og etterspørselsmotiv så vel som til geografi. Boligprisene påvirkes av disse ...