Browsing Høgskolen i Østfold by Subject "mortgage supply"
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Mortgage Supply, LTV and Risk Pricing
(Journal article; Peer reviewed, 2017-07-26)This paper focuses on mortgage supply and its contribution to the loan-to-value (LTV)-ratio. The paper starts by finding the optimal LTV-ratio for a profit-maximising mortgagee that supply mortgages using housing as ...