Blar i Arbeidsrapport (Høgskolen i Østfold). ØSS på dokumenttype "Working paper"
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A comment on LTV, risk and incentives in mortgage markets
(Arbeidsrapport (Høgskolen i Østfold);2012:4, Working paper, 2012-08-29)This paper comments on the increase in LTV ratios experienced in a number of countries in the years preceding the financial crisis. Highlighting the capital structure of housing investments and the excess return to housing ... -
Are the traditional trade-exchange rate theorems relevant for developing countries facing entry costs in international markets?
(Arbeidsrapport (høgskolen i Østfold), Working paper, 2008-12-01)This paper investigates the relevance of traditional trade-exchange rate theo- rem for developing countries facing sunk entry costs in international markets. First the theorems analysing pricing of tradable goods and the ... -
Balassa-Samuelson: still haven't found what we're looking for?
(Arbeidsrapport (Høgskolen i Østfold), Working paper, 2009-10-07)Despite its strong theoretical position when it comes to explaining inflation in transition economies, the empirical merits of the Balassa-Samuelson (B-S) effect are weak. This paper points to three theory-based contributing ... -
Boligpriser, formueseffekter og endringer i boliglånsmarkedet
(Arbeidsrapport (Høgskolen i Østfold);2011:4, Working paper, 2011-08-29)Denne artikkelen knytter formueseffektene som følger fra økte boligpriser opp mot viktige endringer i det norske boliglånsmarkedet de siste 10 årene. To aspekter belyses: For det første hvordan boligmarkedsklatring gjør ... -
Born at the wrong time?: The effects of the 2004 Minority Education Reform on pupil performance in Latvia
(Arbeidsrapport (Høgskolen i Østfold);2011:12, Working paper, 2012-10-01)One quarter of all schoolchildren in Latvia go to the publicly funded minority (predominantly Russian) schools. In 2004, the language of instruction in minority schools was changed from essentially minority language to a ... -
A comment on mortgage procyclicality
(Arbeidsrapport (Høgskolen i Østfold);2010:3, Working paper, 2010-09-06)This paper comments on mortgage procyclicality. A framework for credit constraints along the lines of Kiyotaki and Moore (1997) illustrates the potential regime shift in the credit risk assessments of mortgagees. Depending ... -
A comment on the optimal structure of export processing free zones
(Arbeidsrapport (Høgskolen i Østfold), Working paper, 2007-09-10)This article comments on the industrial structure of developing countries’ export processing free zones (EPZ). As developing countries are exposed to irrecoverable entry costs in international markets, the relationship ... -
Continuity and change in stakeholder regimes: reflections on methods and methodology
(Arbeidsrapport (Høgskolen i Østfold);2010:5, Working paper, 2010-12-15)For many years, universities have been regarded as operating isolated from their socioeconomic and political environment. However, there is now a demand for universities to verify their relevance to society. This paper ... -
Conversations with civil servants: East European public administration reform in search of socio-economic development
(Arbeidsrapport (Høgskolen i Østfold);2011:8, Working paper, 2011-12-06) -
Das skandinavische Modell heute: ein Beispiel moderner keynesianischer Wirtschaftpolitik?
(Arbeidsrapport (Høgskolen i Østfold);2010:2, Working paper, 2010-04-19)Die Anfänge einer als „skandinavisches Modell“ bezeichneten Wirtschaftspolitik liegen in den dreißiger Jahren des letzten Jahrhunderts. Bereits damals wurden insbesondere in Schweden und Norwegen unter der politisch-ideologischen ... -
Equity induced up-trading and the housing market structure: Implications for Price-to-Income (PTI) and macroprudential interventions
(Arbeidsrapport (Høgskolen i Østfold);2012:3, Working paper, 2012-06-27)This paper relates the housing market structure and the intensity of equity induced up-trading between market segments to the equilibrium ratio between house prices and household income (PTI-ratio). When fed back into the ... -
Finansielle akseleratorer i boligmarkedet: En kortsiktstilnærming med utgangspunkt i belåningsgrad og belåningsgevinst
(Working paper, 2012-03-06)Denne artikkelen ser nærmere på sammenhengen mellom belåningsgraden (Loan-to-value (LTV)) og belåningsgevinsten i husholdningenes boliginvesteringer. Siden 1992 har prisutviklingen i det norske boligmarkedet gitt betydelige ... -
Gender, ethnicity and migration?: Explaining aspirations to join the EU in post-independence Kosovo
(Arbeidsrapport (Høgskolen i Østfold);2011:10, Working paper, 2012-06-29)We explore the attitudes towards joining the EU in post-independence Kosovo, focussing particularly on the potential role of gender, ethnicity and migration. The study is based on a survey of 1367 respondents carried out ... -
Housing careers, house price dispersion and the housing market multiplier
(Arbeidsrapport (Høgskolen i Østfold);2012:7, Working paper, 2012-10-11)Housing markets reflect our housing consumption profile over the life cycle. As we age, marry and have kids, we seek larger dwellings and to a greater extent owner-occupied housing. The up-trading process has two key ... -
Housing careers, P/R-ratios and rental equivalence
(Arbeidsrapport (Høgskolen i Østfold);2010:4, Working paper, 2010-11-16)This paper analyses price-rent ratios under different housing career structures. A housing market with three segments for owner-occupation and a segment with rental housing is applied while a housing career is characterised ... -
Inflation in Latvia: how real is it?
(Arbeidsrapport (Høgskolen i Østfold), Working paper, 2009-02-16)This paper applies and extends the Scandinavian Model of Inflation for analysing determinants of inflation in Latvia. In recent years high inflation has been a persistent problem for advocates of Latvian participation in ... -
Integrert yrkes- og språkopplæring for minoritetsspråklige kvinner, - med fokus på et fremtidig yrke i helsesektoren : et samarbeidsprosjekt mellom Høgskolen i Østfold, Fredrikstad kommune og Aetat - i regi av Bruker- og kompetansesenteret
(Arbeidsrapport (Høgskolen i Østfold), Working paper, 2004)Prosjektet ”Integrert yrkes- og språkopplæring” innebar et tett samarbeid mellom ulike statlige og kommunale etater hvor en tverrfaglig sammensatt prosjektgruppe sørget for å koordinere tilgjengelige virkemidler. Kval ... -
Kredittilbudseffekter i boligetterspørselen
(Arbeidsrapport (Høgskolen i Østfold), Working paper, 2007-11-06)Samtidig med de siste årenes sterke vekst i boligprisene har både banker og husholdninger økt sin boligmarkedseksponering. For husholdninger er boligkjøp både motivert i et behov for boligkonsum og bruken av bolig som ... -
Nye organisasjonsformer. Governance-perspektivet - en fruktbar tilnærming i en norsk kontekst?
(Arbeidsrapport (Høgskolen i Østfold), Working paper, 2001)Framveksten av nye organisasjonsformer i offentlig sektor har fått mye oppmerksomhet. Både den teoretiske og politiske debatten har vært og er preget av at offentlig sektor er i endring. Man står overfor en ny situasjon ... -
"Path-dependence"effekter i kredittilbudet
(Arbeidsrapport (Høgskolen i Østfold), Working paper, 2006)Artikkelen illustrerer hvordan kredittilbudet kan være gjenstand for ”path-dependence” (hysterese) effekter. ”Path-dependence”-tilnærmingen som benyttes er basert på en systemteoretisk aggregering med basis i magnetismen. ...